Captive Resources

For four decades, Captive Resources has provided mid-market companies the ability to become insurance company owners rather than insurance buyers and to lower their total cost of risk. We do this through the creation, development, and oversight of member-owned group captive insurance companies. We currently advise more than 50 Property & Casualty and Medical Stop Loss group captives comprising 7,500+ member-companies and $5.5+ billion in annual premium. We support every aspect of the captives, from claims advocacy and operational oversight to risk management, financial services, regulatory compliance, investment services, and more. 

Medical Stop Loss captive member-companies range from 50 to 5,000 employee lives, across all 50 states and representing nearly all industry segments. Through our Medical Stop Loss Insurance and Health Solutions platform, we help employers and their broker/consultant partners take greater control of healthcare risk while benefiting from underwriting discipline, transparency, and long-term financial stability within a captive structure.

We also help navigate the complexity of understanding medical and prescription costs by leveraging data analytics tools to evaluate the conditions driving spend. By collaborating with subject-matter experts across our Health Risk Management and Strategic Partnerships teams, Captive Resources aligns solutions and drives thought leadership to better contain health spend.